0% Financing, Layaway, Sales Tax and Payments
Ben Garelick accepts all major credit cards in store and online. We also accept PayPal payments and, of course, cash and personal checks.
Ben Garelick Jewelers' pain free layaway policy allows you to place any item on layaway with absolutely no fees or carrying charges as long as you make monthly payments. We ask that you place 20% down with regular monthly payments of 10% of the total amount! Layaways cannot be canceled after 30 days. Should you miss two consecutive monthly payments your item will be returned to stock & any money paid will not be refunded. You can make layaway payments to Ben Garelick Jewelers via credit card, via check or pay in-store. Simply stop in or contact us to arrange a layaway. Please note, special orders placed on layaway are considered final sale and are not eligible for store credit or any money back.
United States Sales Tax - We do not charge sales tax on sales made to clients who live outside of NY state. Shipping is complimentary and insurance is included up to point of delivery.
International Sales Tax - While we do not charge any US sales tax on international sales, please note there will be the countries duties and customs charges applied at delivery/pick-up. These charges generally are 10-20% of the sale, but we encourage you to check locally as this is an approximation and duties and custom charges vary by country.